True Own Occupation Disability Insurance for CRNAs

Own-Occupation Disability Insurance for Nurse Anesthetists

True own occupation disability coverage is essential for nurse anesthetists, as it provides benefits if you're unable to perform the duties of a CRNA, even if you can work in another occupation.

Protect your paycheck.

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Why long-term disability Insurance?

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The Essential Guide to Long-Term Disability Insurance for CRNAs

This guide takes a critical look at the ins and outs of long-term disability insurance.

Causes for disability - illness vs. injury
Why disability insurance matters for CRNAs
Why your employer’s insurance doesn’t completely cover you
The importance of individual coverage for 1099 CRNAs
Supplementing work coverage with a true own occupation policy
Ways to customize your coverage so your policy fits your needs

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Isn't Group Long-Term Disability Enough?

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Definitions of Disability

Not all long-term disability policies are created equal. A policy's definition of disability determines when insurance benefits will start and when they will stop. Therefore, it's crucial to understand the key terms and conditions.

Which type of policy do you have?

Any Occupation

Cannot perform any job or adjust to any work considering your age, education, and work experience.

Modified Own Occupation

After an initial period (typically 24 months), you are considered disabled if you are unable to perform the material and substantial duties of any gainful occupation for which you are reasonably fitted by education, training, or experience.